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Rene A Enriquez
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Rene Enriquez | Mortgage Loan Officer | Broker/Owner – PMI Elite
Rene Enriquez is a dedicated Mortgage Loan Officer with Loan Factory and the Broker/Owner of PMI Elite, bringing a comprehensive, full-circle approach to real estate and mortgage services. With extensive experience in mortgage lending, real estate brokerage, and property management, Rene has built a reputation for helping clients understand not only how to purchase a home, but how to build long-term wealth through real estate.
Rene is passionate about educating clients on the financial power of homeownership. Over the years, he has invested significant time in mastering every aspect of the real estate process—from financing and property acquisition to long-term asset management and strategic portfolio growth. His goal is simple: help clients make informed decisions that allow their real estate investments to grow and work for them over time.
Through his partnership with Loan Factory, Rene has access to one of the largest wholesale lending networks in the country, allowing him to shop hundreds of lenders to find competitive interest rates, loan products, and financing strategies tailored to each client’s goals. Whether working with first-time homebuyers, move-up buyers, or experienced real estate investors, Rene focuses on creating customized lending strategies designed to maximize opportunity and long-term success.
In addition to his mortgage lending work, Rene leads PMI Elite, a highly respected real estate brokerage and property management company serving Los Angeles and Ventura Counties. This unique combination of lending, brokerage, and property management expertise allows Rene to guide clients through every stage of the real estate journey—from purchasing and financing a property to managing and optimizing it as a long-term investment.
Rene believes real estate is one of the most powerful tools for building financial stability and generational wealth. He enjoys working closely with clients to develop strategies that help them acquire properties, maintain them properly, and know when the timing is right to trade, refinance, or expand their portfolio.
Outside of his professional life, Rene is a proud husband and father of four. Born and raised in Southern California, he has deep roots in Los Angeles and Ventura Counties and truly loves everything about the communities he serves. When he’s not helping clients achieve their real estate goals, Rene enjoys attending car shows, riding his Harley along California’s scenic roads, boating with his kids, and hitting the dirt bike trails.
Rene is also a lifelong football fan and a proud supporter of the Los Angeles Rams—but even more than that, he’s a proud father cheering on his 14-year-old son, who has already had the incredible experience of playing in the Super Bowl twice.
For Rene, real estate isn’t just a profession—it’s a passion and a platform to help others achieve the American Dream. Whether you’re purchasing your first home, refinancing, or building a real estate investment portfolio, Rene is committed to providing the guidance, strategy, and support needed to help you succeed.
If you're looking for a trusted advisor who understands the full real estate ecosystem—from financing to ownership to investment strategy—Rene Enriquez is ready to help you make your next move with confidence.
NMLS#: 1907009
License: CA
Spoken Language: English, Spanish
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 245 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
245+
Number of Lenders
17170+

(Avg. 5.0) Google Reviews
2367+
Loan officers
48
Licensed states
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Fast funding,
easy application.
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